“Money Isn’t Real, George…”

Birds on a Wire
Taken March 15, 2009 with Canon PowerShot A550
I will
find
him, though…
I know
what barstool
he sits on.In the movie, “Blow”, George’s dad tells him that money isn’t real. “It doesn’t matter, Georgie…”
My dad would have disagreed with that one. I sure as hell disagree with that one.
I am about to embark on a legal battle of epic proportions.
Well… Epic for me. The Sire has gone “nutser”, if that’s at all possible.
After years of threatening to abandon the house that he demanded to keep when we split seven years ago (and I gladly agreed; I didn’t want to be saddled with it.), he may very well be in the process of doing just that: up and running away, in hopes that both the bank and I will just say, “Meh. Let him go.”
I am not inclined to let him go. At this point, I’m considering printing
up professional announcements to hand out to people when they ask:
That still doesn’t change the house situation, though.
This should not be affecting me. I have a very legalish sheaf of very legalish-sized paper that says I don’t own that house. If he were to sell it, I could not demand a cent from the sale.
But (Ain’t there just always a “but”?!).
Six years ago, The Sire was supposed to refinance the mortgage in his own name. He did not.
Every now and again over the years, I have “reminded” him of his legal obligations. He has always promised to “get right on that”. And then did not.
There are a couple of “should haves” that I “should have” taken care of between now and then…
I should have legally forced him to refinance the place the first time he kakked on doing so.
Better yet, I should have told him to kiss my ass when he demanded the house, and forced a sale. I gave him my half of that house. How stupid is that?!
Life got in the way, though, and I have a tendency to take the easy way out. Sometimes, it feels like more of a relief to just say “Screw it,” and be glad to be shut of certain people, rather than turn into the nasty ex-whatever-I-was and take what could have been rightfully mine. In this case, half of whatever that house might have brought in once the mortgage was paid off, assuming it brought in anything at all.
Now? It couldn’t be sold for what’s left owing, I’m very certain.
The truth is, now, the place should be condemned.
I spoke to him yesterday, and he told me he’s not abandoning the house, and a half hour later, he told my daughter to get all of her stuff out – now – because he’s walking away from it all. He has some impression that he can just up and leave the place, and call it done.
And my name is still on that mortgage.
The bank tells me I am legally responsible for half the mortgage left owing, never mind my legalish sheaf of paper. Yet (and this is insane), in the same breath, the same bank tells me I don’t have a legal right to know what’s left owing on the mortgage, because my legalish sheaf of paper gives me no rights to the house.
That particular bright bunny argument, I will win with the next phone call. I had that argument with them a while back and won it with a few choice words.
In truth, however, if The Sire walks away, the bank will come after me for the whole amount owing. They are not going to piss around going after him, if he pulls a disappearing act.
I will find him, though…
I know what barstool he sits on.
And since I’m going to finally start playing hardball, I’m going to pitch a few more at his head and go after him for all the other “little” things he hasn’t done, that have caused myself and our daughter unnecessary hardship.
And this is where it really gets dicey…
My daughter may turn her back on me. I don’t know that for certain, but she does have a tendency to jump to The Sire’s defense when I’m the one complaining about the shit that he pulls.
Admittedly, she’s older now, and when I finally sat her down and told her what his little disappearing act could do to us, it was my back she had. I don’t know if she’ll still feel that way when it all starts to go down, though.
Which is the biggest of the reasons why I haven’t done what I should have done a long time ago.
But (Again with the “but”! Apparently, I have a but fetish.).
I’m going to take that chance, real or imaginary. I’m not going to live like this any longer. I have plans, dammit, and those plans do not include bankruptcy over a house that I no longer own, don’t want, and won’t shoulder.
“Money isn’t real.” Let’s find out, finally, shall we?
Random Song-for-the-Day: “Yours Truly Confused” – Ray Davies

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May 3rd, 2009 at 3:11 pm
I’ve returned here belatedly, Les. Is money real? I don’t know, but its buying power is …
Les Says: Hey, David! Glad to see you!
I don’t know about “buying power”, never having had enough money to be powerful. But, I do know that negotiating with creditors works far better than running from them. I like to think that the law will come down on my side on this one. We’ll know soon enough, I guess…
May 3rd, 2009 at 7:12 pm
Good!!!!
Get that sorted out and let The Sire cop the whole ugly can of worms from the bank. It’ll be a weight off your shoulders and give you more freedom
Les Says: Thanks, Jayne. I think I really need to hear that – a lot. I’m starting to feel like the bad guy, and I haven’t even gone after him, yet.
May 4th, 2009 at 5:01 am
That is bogus and so wrong, I don’t even know where to start.
Long ago I worked for a mortgage company and I know there is some process to legally remove your name from the house in cases of divorce/separation. I cannot think of what it’s called right now, but it might be worth checking into that.
Possibly you could get that going and finished before he legally jumps ship which would leave him in the lurch and not you.
But back to the whole thing. Totally bogus and wrong.
Les Says: I’m pretty certain there’s no “legal” way for him to jump ship, but I will check that out, all the same. Thanks, Cardiogirl.
May 4th, 2009 at 6:03 am
Ugh. I was listening to the radio yesterday and they were talking to a woman who had to track down her deadbeat husband over a 9 year period to get him to pay up. Check Monaco first.
Les Says: ROTFL! I doubt he’ll go much farther than the corner pub, Dale… I’ve got that much going for me, anyway.
May 4th, 2009 at 9:36 am
What a story!!!!! My heart goes out to you…what a predicament!!!!! This is so well-written I forget I’m reading….and think I’m sitting across a table from you… Congrats on POTD!
Les Says: Wow! Thank you for such a lovely compliment, Janine! And, yes, David is very good to me.
May 4th, 2009 at 9:52 am
Hello, I’m over from Authorblog. Congratulations on the Post of the Day Award!
Les Says: Thank you, Debbie! Welcome to Where the Walls are Soft…
May 4th, 2009 at 1:04 pm
What a nightmare! My husband calls money “the lubricant of life”, and it certainly is. Get a good lawyer. A very good lawyer.
Les Says: I think he’s right. And, yes, I am in the process. Thanks for coming by, Elizaabeth.
May 4th, 2009 at 8:05 pm
That’s really bad. But it’s a good post! You got post of the day! I concur with Ms. Bradley, time to lawyer up! Some of your problems could be resolved by one.
Good luck!
Les Says: I agree, lawyer-wise. Thanks for the visit, Chris!
May 6th, 2009 at 3:48 pm
Oy. what a pain. It will get better.
Les Says: It already has – to a degree. I have two offers to take the mortgage over, assuming I can get him to sign the papers.
Still no offers on the dog, unfortunately. Sigh…*
May 7th, 2009 at 6:23 am
Jeez. what an asshat. No one has told him there’s no such thing as the defaulter-on-mortgage protection program?! I agree with the lawyer acquisition suggestion. I think Ky will do the right thing. Fingers crossed.
Les Says: I kind of think that if there WAS such a program, he would not motivate himself enough to sign up…
And he DID fly the coop. He now resides in a room above the pub. Ky was the one who hunted him down. She gave him an ultimatum (yeah, she’s on my side, thankfully).
And he (gulp) hung up on her. It’s her I’m most worried about now, never mind lawyers, and houses, and dogs.