Motherhood Did Not Always Become Me…

Ky & Patch-1998

Don’t Let Her “Wide-Awakety” Fool You… This picture was likely taken at 2 AM.

There are things I did as the mother of a toddler, that would totally have embarrassed me to admit, back when my now-all-grown-up little girl was still a toddler. It’s a little embarrassing to admit to those things even now, although she did survive. It’s more surprising that *I* survived, to tell the truth.

Ky was one of those kids that refused to sleep at night. I joke around with new mothers all the time, about how my kid is 20-years-old and hasn’t slept through the night yet. She wanted to sleep during the day, but that was mainly because she didn’t sleep at night. Ever.
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The Retirement J.O.B.

beer shirt

Soon, I Shall Have This –
the beer, not the shirt.

So I went broke. Again. My retirement was short, but worth it. I got to go back to The Toy Store again, too.

Now, I work both locations – the one on the hill, which was the second location I ever worked at. Louie ran it then, before HE had a melt-down and quit (I don’t think he cried in the back room when he did it though, the way I did). His retirement lasted a little longer than mine did — before he came back to manage the location he’s in now.
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Budget Is a Bad Word…

Budget Is a Bad Word…

money31Nobody likes that word. Budgets hurt. They’re limiting. They make us feel poor.

They’re necessary.

If you’re in debt right now, the reason you are is that you didn’t write a budget BEFORE you started cranking up those credit card balances.

If you’re in debt, and don’t have a clue how to start getting out of that hole, CONSIDER THIS. It’s one of the steps I took to get out of debt.

If you’re newly out of debt, you need a budget to KEEP yourself out of debt. It’s not that you can never use a credit card again – you just have to change your mindset about what money and cards ARE to your budget.

They are not a way to have it now and pay for it later – that’s how you got into debt in the first place. Money and credit cards are TOOLS. They help you budget your income so you can get AHEAD.

Unless you want to be right back into debt hell again in short order, it’s time to change your spending habits. Follow these steps along with me, and before long, you will be pre-paying next year’s expenses with this year’s income, and you won’t feel deprived.

You’ll feel relieved.