In the movie, “Blow”, George’s dad tells him that money isn’t real. “It doesn’t matter, Georgie…”
My dad would have disagreed with that one. I sure as hell disagree with that one.
I am about to embark on a legal battle of epic proportions.
Well… Epic for me. The Sire has gone AWOL.
That still doesn’t change the house situation, though.
This should not be affecting me. I have a very legalish sheaf of very legalish-sized paper that says I don’t own that house. If he were to sell it, I could not demand a cent from the sale.
But (Ain’t there just always a “but”?!).
Six years ago, the house was supposed to be refinanced and my name removed from both deed and mortgage. It was not.
Every now and again over the years, I have “reminded” The Sire of his legal obligations. He has always promised to “get right on that”. And then did not.
There are a couple of “should haves” that I “should have” taken care of between now and then…
I should have legally forced him to refinance the place the first time he kakked on doing so.
Better yet, I should have told him to kiss my ass when he asked to keep the house, and forced a sale. I gave him my half of that house. How stupid is that?!
Life got in the way, though, and I have a tendency to take the easy way out.
But now… my name is still on that mortgage.
The mortgage rep. tells me I am legally responsible for half of the mortgage left owing, never mind my legalish sheaf of paper. Yet (and this is insane), in the same breath, the same mortgage rep. tells me I don’t have a legal right to know what’s left owing on the mortgage, because my legalish sheaf of paper gives me no rights to the house.
That particular bright bunny argument, I hope to win with the next phone call. I had that argument with them a while back and won it with a few choice words.
In truth, however, if The Sire really has walked away, the bank will come after me for the whole amount owing. They are not going to piss around going after him, if he pulls a disappearing act, when they already know where *I* am.
I will find him, though…
But this is where it really gets dicey…
I’m really worried about what all of this is doing/going to do to our daughter, which is the biggest of the reasons why I haven’t done what I should have done a long time ago.
But (Again with the “but”! Apparently, I have a but fetish.) I can’t live like this any longer. I have plans, dammit, and those plans do not include bankruptcy over a house that I no longer own, don’t want, and won’t shoulder.
“Money isn’t real.” Let’s find out, finally, shall we?
Random Song-for-the-Day: “Yours Truly Confused” – Ray Davies