Categories
Penny-Wise Prepaid Living

Tangerine Bank and Your Savings Goals…

Tangerine-Orange-KeyOpen an Account using my Orange Key and receive a $50* Bonus!

I want you to experience Forward Banking™ with Tangerine. You can save on fees, earn great interest, enjoy cash Bonuses and take charge of your money.

Open a Tangerine Account – any type of Account – by March 31, 2015 with a minimum deposit of $100 using my Orange Key (16991567S1) and earn a $50 Bonus*. Plus, get an additional $25 Bonus** when you set up an Automatic Savings Program (ASP) into a Tangerine Savings Account with a minimum $100 per month for 6 continuous months! Simply set the amount and frequency you want to save and the ASP moves your money into your Savings Account automatically.

My Orange Key is: 16991567S1

All you need to do is enter my Orange Key when you are opening your Account on tangerine.ca. Or visit Tangerine to learn more and start saving today!

I’m working on the referral for the U.S. version – will update when info is available.

Categories
Debt Elimination Penny-Wise Prepaid Living

Budget Is a Bad Word…

money31Nobody likes that word. Budgets hurt. They’re limiting. They make us feel poor.

They’re necessary.

If you’re in debt right now, the reason you are is that you didn’t write a budget BEFORE you started cranking up those credit card balances.

If you’re in debt, and don’t have a clue how to start getting out of that hole, CONSIDER THIS. It’s one of the steps I took to get out of debt.

If you’re newly out of debt, you need a budget to KEEP yourself out of debt. It’s not that you can never use a credit card again – you just have to change your mindset about what money and cards ARE to your budget.

They are not a way to have it now and pay for it later – that’s how you got into debt in the first place. Money and credit cards are TOOLS. They help you budget your income so you can get AHEAD.

Unless you want to be right back into debt hell again in short order, it’s time to change your spending habits. Follow these steps along with me, and before long, you will be pre-paying next year’s expenses with this year’s income, and you won’t feel deprived.

You’ll feel relieved.